At MCG Financial Services Ltd we work closely with our clients to help you identify your financial objectives and then devise bespoke solutions to help you reach your goals.
Financial goals come in all shapes and sizes. For some of us, it may be about managing an investment portfolio to maximise returns. For all of us, we want to ensure that our money is working as hard for us as possible.
At MCG Financial Services Ltd we work with our clients to achieve just that – getting your money working as hard for you as possible. To do this, we spend time at the outset helping you identify your financial objectives – what is it that you are trying to achieve with your money. We also discuss risk with you, as this is a very important element too. As a general rule, the less risk that you take, the more modest will be the expected returns. So we help you identify the level of risk that you wish to take, demonstrate how this is likely to impact returns and then devise a suitable portfolio for you.
Some of the challenges you might look to address include:
Saving for a rainy day through regular saving each month.
Planning for future large expenses, for example university fees for your children or buying a second home.
Managing your existing savings and maximising the potential returns from them by putting in place a diversified investment portfolio.
Reducing the risk in your investment portfolio to protect against future investment shocks.
Sometimes to address one of these challenges, a new financial product may be required. We have access to the products of a wide range of life assurance companies and banks, which enables us to take a rigorous approach to product selection to ensure that any solution meets your specific requirement and is appropriate for your own appetite to risk. We’re independent financial advisers who will seek out the best product solution to meet your needs. We’ll then ensure that you get the best terms possible from the chosen provider.
Just as important, we’ll then review this product with you each year to ensure it remains suitable for you and is delivering in line with expectations. If need be, we will then tweak your investment portfolio to ensure you remain on track to achieve your investment goals.
If you would like to find out more about how we can get your money working harder for you, please give us a call.